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Reading Financial Statements: A Creditor's Perspective


Improve your lending skills by learning how to read and interpret complex financial statements.

This important topic emphasizes a practical approach to correctly interpret financial statements from a creditor's perspective. Loan officers, credit analysts, and other related parties are required to analyze financial statements as part of their function in underwriting business loans and credit arrangements. You will be provided with the required tools to correctly interpret the financial statements from a creditor perspective, which will help you improve your lending skills.



Mark J. Fidel

Mark J. Fidel


  • Account executive for state, local, and education markets, Ivanti, Inc.
  • Co-founder and head of state, local, and education sales for risk-based vulnerability management company RiskSense, Inc.
  • Served as executive director for the Western States School of Banking, 2007 – 2011
  • Adjunct professor at New Mexico Highlands University, 2005 – 2007
  • Worked as a commercial defense litigator for the Modrall Sperling Law Firm in Albuquerque, NM, 2002 – 2004; maintains his licensure in New Mexico
  • Worked as a financial and senior financial analyst for Intel Corporation, 1994 – 1998
  • J.D. degree; M.B.A. degree; B.A. degree in finance

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