Understand what a certificate of insurance is and what it can and cannot do.
Many companies rely on information contained in a certificate of insurance as proof of insurance coverage, only to find out after it is too late that the information was not accurate or coverage was not in place. Policyholders often furnish third parties with certificates of insurance without considering the effects doing so may have on their coverage. Insurance agents also can be too quick to issue a certificate of insurance and may face liability or even fines if they are not careful. This topic will help anyone working with certificates of insurance in any field understand what a certificate of insurance is, and what it can and cannot do, and will fully explain the pitfalls of certificates of insurance, and how policyholders, brokers, and third parties seeking coverage under another's policy can get themselves into trouble in solely relying upon certificates of insurance. Learn how to avoid these problematic situations, so that those involved in a transaction will be able to understand what it is they need to confirm coverage, how to ensure it is in place, and how to avoid negatively impacting their respective rights and obligations.
Robert M. Horkovich, Esq.
Anderson Kill P.C.
- Managing shareholder of Anderson Kill P.C., a national policyholder law firm
- Recovered more than $5 billion from insurance companies for policyholders since 1989
- Trial counsel for the State of California for insurance recovery for the Stringfellow Acid Pits
- Engaged on several significant projects by the United Nations as its general insurance counsel
- The go-to person in the area of insurance recovery, according to a client cited by Chambers USA, which has recognized him as a leading insurance recovery attorney every year since 2005
- Achieved the highest rating with Martindale-Hubbell Law Directory
- Can be contacted at 212-278-1322 or [email protected]
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