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Live Webinar

90-minute live streaming program
  • June 8
  • 1:00 - 2:30 pm EST

FCRA: Risk-Based Pricing and Permissible Purpose

June 8

Better understand permissible purpose and help your client understand enforceable rights.

The Fair Credit Reporting Act regulates the reporting and use of consumer credit reports. Violations of the Act can lead to pecuniary loss by unsuspecting entities. This topic helps the person or persons responsible for accurate reporting to establish, develop, and maintain best practices to avoid violations. Additionally, it will help inform persons of the requirements to notice consumers as to the impact of risk-based pricing on products offered. Finally, litigation strategies for prosecution and defense will be thoroughly explored.

Learning Objectives

  • You will be able to define permissible purposes.
  • You will be able to discuss risk-based pricing notices requirements.
  • You will be able to explain to your client their enforcement rights.
  • You will be able to review credit reports for Fair Credit Reporting Act violations.

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Why Lorman?

Over 33 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

Agenda

Permissible Purpose
  • Legitimate Business Purpose
  • Permissible Purpose in Connection With Credit
  • Permissible Purpose in Connection With Employment
Risk-Based Pricing
  • Notice Requirements
  • Credit Scores
  • Enforcement of Rights
Private Remedies and Public Enforcement
  • Party Selection and Venue Choice
  • Statute of Limitations
  • Discovery and Litigation
  • Defenses, Counterclaims, and Third-Party Claims
  • Damages and Public Enforcement
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Why Lorman?

Over 33 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

Credits

Live Webinar Registration

  • CPE 1.8 including Business Law 1.8
     
  • Lorman Education Services is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its web site: https://www.nasbaregistry.org/cpas/complaints. For more information regarding administrative policies such as complaint and refund, please contact our offices at 866-352-9539. CPE Credit: Maximum Credit Hours: 1.8 each session (based on a 50 minute credit hour). You must attend at least 50 minutes to obtain credit. Field of Study: Business Law for 1.8 hours. Prerequisite: . Level of Knowledge: Intermediate. Teaching Method: Seminar/Lecture. Advance Preparation: None. Delivery Method: Group Internet Based. Please refer to the information in this brochure for outline, course content and objectives. Upon completion of this course, you will receive a certificate of attendance. Final approval of a course for CPE credit belongs with each state's regulatory board. Please note: In order to receive CPE credit for this course you MUST use the streaming audio option, as well as enable and complete the required progress checks.
     
  • Lorman Business Center, LLC. is a registered provider for CPA CPE through the State Education Department of New York, Sponsor number: 000640. The following course will carry the subject area of Advisory Services for 1.5 hours.
     

Who should attend?

This live webinar is designed for presidents, vice presidents, branch managers, loan officers, credit and collections managers, loan department personnel, compliance officers, financial counsellors, risk managers and accountants.

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Why Lorman?

Over 33 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

Faculty

Patrick D. Miller

Patrick D. Miller

Luftman, Heck & Associates LLP

  • Associate attorney at Luftman, Heck & Associates LLP
  • Practice areas include Chapter 7 and 13 bankruptcies, foreclosure defense, debt negotiation, FDCPA and FCRA litigation, student loan workouts, and general consumer defense
  • Member of the Cleveland Metropolitan Bar Association, Ohio State Bar Association and the National Association of Consumer Bankruptcy Attorneys
  • Currently serving as planning committee member for the 2019 National Convention
  • J.D degree, Cleveland State University’s Cleveland-Marshall College of Law; bachelor’s degree with a double major in history and social studies, and minor in secondary education, Cleveland State University
  • Can be contacted at 216-404-2480, [email protected] or twitter.com/lufmanheck
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More Program Information

Why Lorman?

Over 33 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

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Pay once and get a full year of unlimited training in any format, any time!

  • Live Webinars
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  • White Papers and Articles
  • Sponsored Live Webinars

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  • State Specific Credit Tracker
  • Members Only Newsletter
  • All-Access Pass Course Concierge

* For audio recordings you only pay shipping

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Product ID: 405772
Published 2020
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