Gain knowledge on unreleased liens and mechanics’ liens.
Any number of mortgages, statutory liens, taxes and assessments may be revealed by a search of the title and thus, shown as such by the commitment for title insurance. So that its insured will not be exposed to loss or damage and its title is not unmarketable, the title insurer will likely reveal all liens it regards as enforceable or potentially enforceable. However, the failure to release unsatisfied mortgages, judgments and liens will not invalidate the conveyance. In the event that satisfactions or releases of the lien are not placed of record in the appropriate place, the title insurer may conceivably issue the policy, but nevertheless retain exceptions for the unreleased matters. This white paper reviews unreleased liens in details and discusses mechanics’ liens and other secret liens.
Agenda
Faculty
Duane H. Wunsch
Fidelity National Title Group, Inc.
- Wisconsin State Counsel for Fidelity National Title Group
- Over 30 years of experience, including searching and examining titles, closing transactions, and handling title insurance claims
- Member of the State Bar of Wisconsin and the Milwaukee Bar Association
- Past President of the Wisconsin Land Title Association
- J.D. degree, Emory University; B.A degree, UW - Madison
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