Learn about the fundamentals of pre-bankruptcy repossession.
In order to repossess collateral, a creditor must have a perfected security interest in the property. A security interest is created when the lien is established by a security agreement and perfected. In real estate, a mortgage is filed when the real estate records. For a vehicle, the parties register the lien by titling the motor vehicle at the State’s Department of Motor Vehicles. For most other collateral, a UCC filing would be necessary. This white paper reviews the importance of following Article 9 of the UCC code.
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Agenda
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Faculty
Lynda L. Laing
Strauss Factor Laing & Lyons
- Partner in the office of Strauss Factor Laing & Lyons
- Practice emphasizes all aspects of creditors’ rights and bankruptcy
- Conducts regular seminars and workshops on skip tracing and collections
- Author of several publications related to the areas of skip tracing and collections
- Achieved the highest rating in the Martindale-Hubbell Law Directory
- Member of the NARCA, RIBA, and CLLA
- Named Super Lawyer
- J.D. degree, Case Western Reserve Law School; B.A. degree, Albion College
- Can be contacted at 401-456-0700 or [email protected]
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