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Repossession of the Collateral - Is It Properly Secured?

 

Learn about the fundamentals of pre-bankruptcy repossession.

In order to repossess collateral, a creditor must have a perfected security interest in the property. A security interest is created when the lien is established by a security agreement and perfected. In real estate, a mortgage is filed when the real estate records. For a vehicle, the parties register the lien by titling the motor vehicle at the State’s Department of Motor Vehicles. For most other collateral, a UCC filing would be necessary. This white paper reviews the importance of following Article 9 of the UCC code.

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Repossession of the Collateral - Is It Properly Secured?

Agenda

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Repossession of the Collateral - Is It Properly Secured?

Faculty

Lynda L. Laing

Strauss Factor Laing & Lyons

  • Partner in the office of Strauss Factor Laing & Lyons
  • Practice emphasizes all aspects of creditors' rights and bankruptcy
  • Conducts regular seminars and workshops on skip tracing and collections
  • Author of several publications related to the areas of skip tracing and collections
  • Achieved the highest rating in the Martindale-Hubbell Law Directory
  • Member of the NARCA, RIBA and CLLA
  • Named Super Lawyer
  • J.D. degree, Case Western Reserve Law School; B.A. degree, Albion College
  • Can be contacted at 401-456-0700 or [email protected]
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Repossession of the Collateral - Is It Properly Secured?

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