Liability Insurance: Notice to Carrier Means Notice to Carrier
Notice requirements in liability insurance policies typically require that notice of a claim or lawsuit be given as soon as practicable and in writing to the insurance company.
While the exact language differs from policy to policy, the concept of written notice to the insurance company without delay is fairly common. If you are an additional insured you need to give notice of claim or suit to the carrier directly, without delay and in writing. Assuming that notice to the first named insured or the subcontractor in this case will suffice does not work. Direct written notice is required.
Larry Schiffer practices in the areas of commercial, insurance and reinsurance litigation, arbitration and mediation. He also provides advice on coverage, insurance insolvency, and contract wording issues for a wide variety of insurance and reinsurance relationships.
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