White Paper

4 Pages
  • 4 Pages

Is It Worth It to Delay Social Security Benefits?


Do you know how significant social security income will be for you?

Some people believe that delaying benefits will result in higher payments. Other individuals believe that such delays do not lead to a significant increase in benefits over time. If you are assisting clients determining whether or not to delay social security benefits, you will need to weigh a number of factors which are outlined in this white paper. Individuals who will rely entirely on social security benefits for retirement income may need to consider this decision more carefully than those individuals who will also receive pensions or collect payments from a 401(k) account.

Learning Objectives

  • Identify the pros and cons of delaying social security benefits.
  • Review what clients should know about benefits.



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