White Paper

6 Pages
  • 6 Pages

Income Statement Analysis


Gain an understanding of the basics of how an income statement is structured.

The income statement shows the amount of sales/revenues generated and cost/expenses incurred. The bottom line of an income statement indicates whether the entity earned a profit or incurred a loss. Unlike a balance sheet, which captures the value of assets, liabilities and net worth at a specific point in time, the income statement captures activity over a period of time. This white paper reviews how an income statement is structured and gives a description of each piece of what makes up the income statement.



Jeffery W. Johnson

Jeffery W. Johnson

Bankers Insight Group

  • Partner in the office of Bankers Insight Group
  • Practice emphasizes all aspects of commercial & consumer lending & credit analysis
  • Conducts regular seminars and workshops on numerous commercial lending bootcamps
  • Author of several publications related to the areas of Seven Effective Habits of an Effective Loan Committee
  • B.A. degree in finance, Morehouse College, M.B.A. degree, John Carroll University
  • Can be contacted at [email protected], [email protected] or 770-689-9449

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