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White Paper

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  • 4 Pages

Fair Lending and Related Mortgage Development Updates: OCC and FDIC Fair Lending Guidance

 

Review examples of potential ECOA and Regulation B disparate impact violations.

The FDIC Fair Lending compliance examination manual and the Fair Lending handbook include examples of potential ECOA/Regulation B disparate impact violations and review potential discrimination or disparate treatment in advertising. The FDIC Fair Lending compliance examination manual and the OCC’s Fair Lending handbook also notes potential warning signs of discriminatory underwriting practices. This white paper provides specific examples of these areas as well as reviews other warning signs of discriminatory pricing and loan servicing practices.

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Fair Lending and Related Mortgage Development Updates: OCC and FDIC Fair Lending Guidance

Agenda

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Fair Lending and Related Mortgage Development Updates: OCC and FDIC Fair Lending Guidance

Faculty

Elizabeth C. Yen

Elizabeth C. Yen

Hudson Cook, LLP

  • Partner in the New Haven, Connecticut, office of Hudson Cook LLP, headquartered in Maryland
  • Past chair of the Truth in Lending Subcommittee of the Consumer Financial Services Committee of the American Bar Association's Section of Business Law
  • Past chair of the Consumer Law Section of the Connecticut Bar Association
  • Fellow of the American College of Consumer Financial Services Lawyers, and a member of the Conference on Consumer Finance Law and the Board of Editors of The Banking Law Journal (a LexisNexis A.S. Pratt publication)
  • J.D. degree, cum laude, University of Michigan Law School
  • B.A. degree, cum laude, Yale College
  • Can be contacted at 203-776-1911 or [email protected]
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Fair Lending and Related Mortgage Development Updates: OCC and FDIC Fair Lending Guidance

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