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White Paper

10 Pages
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Fair Lending and Related Mortgage Development Updates: More Focus on Reverse Mortgage Products

 

Including marketing and borrower suitability issues.

Statistical analysis of reverse mortgage transactions is facilitated by the expanded HMDA data collection and reporting requirements that applied for 2018 and future years. These expanded HMDA reporting requirements generally apply to reverse mortgage transactions that are described in 12 CFR Section 1026.33, regardless of whether the mortgaged property is used as the borrower’s principal dwelling and also regardless of loan purpose. This white paper reviews issues involving demographic trends, age discrimination and marketing and suitability issues.

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Fair Lending and Related Mortgage Development Updates: More Focus on Reverse Mortgage Products

Agenda

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Fair Lending and Related Mortgage Development Updates: More Focus on Reverse Mortgage Products

Faculty

Elizabeth C. Yen

Elizabeth C. Yen

Hudson Cook, LLP

  • Partner in the New Haven, Connecticut, office of Hudson Cook LLP, headquartered in Maryland
  • Past chair of the Truth in Lending Subcommittee of the Consumer Financial Services Committee of the American Bar Association's Section of Business Law
  • Past chair of the Consumer Law Section of the Connecticut Bar Association
  • Fellow of the American College of Consumer Financial Services Lawyers, and a member of the Conference on Consumer Finance Law and the Board of Editors of The Banking Law Journal (a LexisNexis A.S. Pratt publication)
  • J.D. degree, cum laude, University of Michigan Law School
  • B.A. degree, cum laude, Yale College
  • Can be contacted at 203-776-1911 or [email protected]
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Fair Lending and Related Mortgage Development Updates: More Focus on Reverse Mortgage Products

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