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White Paper

4 Pages
  • 4 Pages

Fair Lending and Related Mortgage Development Updates

 

More refined statistical analysis of Home Mortgage Disclosure Act data.

Beginning in 2019, expanded HMDA data was made available for regulatory and public analysis, including expanded information about such things as applicant income, credit score, debt-to-income and loan-to-value ratios, and reasons for credit denial. This type of information has been available to a certain degree to regulators and examiners; however, has not been readily available to the general public for analysis. This white paper reviews how statistical analysis of this type of information could significantly impact pending mergers, acquisitions, and many other matters.

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Fair Lending and Related Mortgage Development Updates

Agenda

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Fair Lending and Related Mortgage Development Updates

Faculty

Elizabeth C. Yen

Elizabeth C. Yen

Hudson Cook, LLP

  • Partner in the New Haven, Connecticut, office of Hudson Cook LLP, headquartered in Maryland
  • Past chair of the Truth in Lending Subcommittee of the Consumer Financial Services Committee of the American Bar Association's Section of Business Law
  • Past chair of the Consumer Law Section of the Connecticut Bar Association
  • Fellow of the American College of Consumer Financial Services Lawyers, and a member of the Conference on Consumer Finance Law and the Board of Editors of The Banking Law Journal (a LexisNexis A.S. Pratt publication)
  • J.D. degree, cum laude, University of Michigan Law School
  • B.A. degree, cum laude, Yale College
  • Can be contacted at 203-776-1911 or [email protected]
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Fair Lending and Related Mortgage Development Updates

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