Why examine the title?
Prospective purchasers and lenders that neglect to investigate the title and timely negotiate the release of encumbrances are exposed to a host of otherwise unknowable matters. A basic premise of the recording system is that purchasers are charged with notice of liens against the title that were duly recorded, though the purchaser knew nothing about them at the time of purchase. In addition, statutory liens, tax liens and judgment liens constitute liens against real property regardless of the purchaser’s actual knowledge. This white paper reviews the standard practice to timely arrange for a title examination and title insurance prior to the closing or settlement, so that such liens, defects and encumbrances can be avoided and a coverage against a variety of risks associated with conveyances and real estate title obtained.
Agenda
Faculty
Duane H. Wunsch
Fidelity National Title Group, Inc.
- Wisconsin State Counsel for Fidelity National Title Group
- Over 30 years of experience, including searching and examining titles, closing transactions, and handling title insurance claims
- Member of the State Bar of Wisconsin and the Milwaukee Bar Association
- Past president of the Wisconsin Land Title Association
- J.D. degree, Emory University; B.A degree, University of Wisconsin-Madison
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