White Paper

7 Pages
  • 7 Pages

An Overview of the Federal Mortgage Lending Law


In the United States, the federal government enacted five federal mortgage lending laws. Each law was designed to protect mortgage loan consumers. They provide guidelines, procedures, rules, and regulations ensuring that all consumers have a fair and equal opportunity in terms of mortgage lending and loan applications. The five laws are the Equal Credit Opportunity Act, the Real Estate Settlement Procedures Act, the Fair Housing Act, the Fair Credit Reporting Act, and the Truth In Lending Act. Download this white paper to learn more about these laws, and how they impact you.

Learning Objectives

- Review the principles of the Equal Credit Opportunity Act.

- Learn how the Fair Housing Act is applied.

- Gain tips on mortgage fraud and when it occurs.




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