• 8 minutes

Why Is It Important To Get A Copy Of The Insurance Policy?


Having a certificate of insurance isn't enough.

It is the additional insured endorsement to the insurance policy and the insurance policy itself that confers coverage rights not the certificate of insurance. The additional insured should insist precisely on the type of coverage they need and seek a copy of the insurance policy itself. Certificate holders should be proactive and seek a copy of the insurance policy before the loss occurs as well. This video reviews why a certificate of insurance isn’t enough and why having a copy of the insurance policy can save time and headache when faced with a loss.

Runtime: 7 minutes



Robert M. Horkovich, Esq.

Robert M. Horkovich, Esq.

Anderson Kill P.C.

  • Managing shareholder of Anderson Kill P.C., a national policyholder law firm
  • Recovered more than $5 billion from insurance companies for policyholders since 1989
  • Trial counsel for the State of California for insurance recovery for the Stringfellow Acid Pits
  • Engaged on several significant projects by the United Nations as its general insurance counsel
  • The go-to person in the area of insurance recovery, according to a client cited by Chambers USA, which has recognized him as a leading insurance recovery attorney every year since 2005
  • Achieved the highest rating with Martindale-Hubbell Law Directory
  • Can be contacted at 212-278-1322 or [email protected]

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