• 23 minutes

What Happens If the Insurance Policy Has Conditions or Exclusions That Preclude the Coverage You Are Seeking


You are either added to the policy or you aren’t.

There might be no coverage under the policy if you’re not added as an additional insured to the policy. There might be no claim against the broker if the statute of limitations has run out. This is why the value of having a copy of the actual insurance policy will come in handy to verify those details before dealing with a loss. This video reviews what happens if the policy has conditions or exclusions that preclude the coverage that is being sought; as well as discusses old and new ACORD forms.

Runtime: 22 minutes



Robert M. Horkovich, Esq.

Robert M. Horkovich, Esq.

Anderson Kill P.C.

  • Anderson Kill P.C.
  • Managing Shareholder (Firm)
  • Has recovered over $8 billion in insurance benefits for policyholders over the past 35 years
  • Has helped hundreds of policyholders get the benefits of their insurance program
  • Has represented such clients as the State of California (Stringfellow Acid Pits), the Port Authority of New York and New Jersey (World Trade Center), Thiokol Corporation (space related loss), Waste Management (environmental), the W R Grace, Congoleum, and Owens Corning/Fibreboard Asbestos Trusts, and have been retained by the United Nations regarding certain insurance related problems
  • Trial lawyer who has won one of the top 10 jury verdicts int the United States and the top insurance recovery verdict in the United States among numerous other jury verdicts and bench trial decisions
  • Rated among the very top insurance recovery lawyers in the country over the past 20 years by Chambers, US News and World Reports, Lexis, Best Lawyers and Benchmark among others

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