• 44 minutes

Prior to the Loss - Additional Insured Issues and the Contract Requiring Coverage


When you are an owner you need to be familiar with risk shifting and the insurance policy.

The most important parts of the policy are the declarations, the insuring agreement and the endorsements. Oftentimes, insurers and producers often do not provide full policies. Compare the forms provided to the list in the declarations. Watch this video for details on types of ISO forms and additional insured endorsements.

Runtime: 44 minutes



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Anthony Karamuzis

Stellato & Schwartz

  • Partner at Stellato & Schwartz, with offices in Chicago and Schaumburg, IL
  • With more than twenty-five years of experience, Mr. Karamuzis concentrates his practice in construction litigation, insurance litigation and condominium law
  • Has tried numerous civil cases to jury verdict
  • Admitted pro hac vice in multiple states
  • Invited to speak numerous times across the country to construction industry trade groups such as Associated General Contractors (AGC) and Safety Executives of New York
  • President of large condominium association in Chicago for eight years overseeing multi-million dollar capital improvement projects
  • Can be contacted at (312) 419-1011 or [email protected]
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David M. Lewin

Lewin Law Group

  • Principal at Lewin Law Group, a Chicago-based firm with a national practice focused on condominium law, construction litigation, and related insurance issues
  • Former Chair of Illinois Association of Defense Trial Counsel’s Insurance Coverage Section
  • Has handled additional insured disputes coast to coast, from Florida to the Eastern District of Washington
  • Extensive appellate experience in insurance coverage disputes, including the U.S. 7th Circuit and the Illinois Appellate Court
  • Spoken numerous times on additional insured issues, ranging from a national of the American Society of Safety Engineers to small groups including the Chicago Park District’s Risk Management team
  • Published on coverage issues in publications ranging from the Illinois Association of Defense Trial Counsel Quarterly to industry specific publications such as Condo Lifestyles and Northern Illinois Real Estate Magazine
  • Can be contacted at (312) 725-2084 or [email protected]
J. David Alewine

J. David Alewine

Conflict Resources and Resolution, LLC

  • Director of supply chain for a Fortune 200 engineering, design and construction corporation
  • An established professional with more than forty years of broad-based management experience and achievements in both domestic and international environments
  • Holds membership in the Association for Conflict Resolution, the Institute of Supply Management, The National Contract Management Association and the Project Management Institute
  • His professional certifications include PMP, Project Management Professional, CCM, Certified Commercial Contracts Manager, and CPSM, Certified Professional in Supply Management
  • M.A. degree in conflict resolution, Columbia College; M.B.A. degree, and a B.S. degree in marketing, University of South Carolina

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