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Video

  • 10 minutes

Fundamentals of Debt Collections Law: Fair Debt Collection Practices Act

 

Gain an understanding of the history behind the Fair Debt Collection Practices Act.

The Fair Debt Collection Practices Act (FDCPA) was enacted by Congress in 1977 to satisfy Congressional findings that there is clear evidence of poor debt collection practices by debt collectors which was contributing to bankruptcy increases and a loss of jobs, among other things. This video reviews definitions of the FDCPA and discusses what being a debt collector does not include.

Runtime: 9 minutes
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Agenda

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Faculty

Ernest H. (Skip) Kohlmyer, III, Esq., LL.M.

Ernest H. (Skip) Kohlmyer, III, Esq., LL.M.

Shepard, Smith, Kohlmyer & Hand, P.A.

  • Shareholder with the law firm of Shepard, Smith, Kohlmyer & Hand, P.A. in Orlando, Florida where he has served as corporate counsel for an Atlanta-based collection agency
  • Been in private practice for 28 years and has been defending various businesses against TCPA Class litigation since 2008
  • Represented corporations, collection agencies, debt buyers, and credit reporting agencies in other compliance-related matters relating to TCPA issues
  • Has had the privilege to serve as either lead counsel or co-counsel in numerous TCPA matters in addition to also being the lead counsel in key district court opinions
  • Served in various leadership positions with ACA International and is president-elect of the Florida Collectors Association
  • LL.M. degree, in international law and business; certified as an arbitrator in international commercial litigation cases, including business litigation, commercial arbitration, and public entity defense litigation
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