Video

  • 52 minutes

Comprehensive General Liability Insurance

 

Make sure you understand what your CGL policy covers.

The most common insurance policy that construction professionals think of when involved in a project is called either a commercial general liability insurance policy or a comprehensive general liability insurance policy. The basic concept of this type of insurance is that it provides broad coverage for accidental occurrences that result in personal injury or property damage to third parties. It typically does not cover intentional torts, defective construction itself, or consequential damages. The better way to think of what this type of insurance covers or doesn’t cover is that it doesn’t cover business risk – which is typically time, and time is money in construction. This video reviews CGL property damage or bodily injury, policy period and triggers, exclusions involved in construction claims, subrogation, and notice and other requirements.

Runtime: 51 minutes

Agenda

Faculty

Michael Jay Rune, II

Michael Jay Rune, II

Carlton Fields, P.A.

  • Shareholder with Carlton Fields
  • More than 25 years of experience representing owner/developers, contractors, sureties, subcontractors, and suppliers in nearly all aspects of the construction industry and large-scale commercial construction projects
  • Has handled construction, surety, fidelity, and related insurance matters as well as mortgage fraud recovery through mediation, arbitration, and litigation in state and federal courts and mediates commercial and construction matters in Florida
  • Has represented clients in crane, scaffolding, and structural collapse cases
  • Known for his hard-hat approach to construction, spending time at construction sites and working with project managers and construction workers to gain firsthand knowledge of the construction industry and what goes on in the field
  • Published author and frequent speaker on issues important to the construction and fidelity industries
  • Recognized by Lorman Education Services for his above-benchmark customer course ratings and received the 2017 Platinum Distinguished Faculty Badge
  • Author of the International Association of Defense Counsel’s Annual Survey of Fidelity and Surety Law (1997–2004), and co-author of Liability and Performance Bond Surety in The Law of Performance Bonds (ABA 1999)
  • Board certified in construction law by The Florida Bar and a Supreme Court of Florida Certified Circuit Civil Mediator
  • J.D. degree, Samford University Cumberland School of Law; B.A. degree, cum laude, University of Texas at Austin
Dana Chaaban

Dana Chaaban

Carlton Fields, P.A.

  • Attorney in the Miami office of Carlton Fields, P.A.
  • Focuses practice on commercial and construction litigation, where she represents developers, contractors, material suppliers, and design professionals in disputes involving construction defect claims, delay claims, construction lien issues, and contract disputes
  • Member of several professional and civic organizations
  • Can be contacted at 305-539-7417 or [email protected]

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