• 58 minutes

Basic Principles of Commercial Property Insurance Coverage


What exactly is first-party property insurance?

First-party insurance insures the policyholder from loss or damage associated with the policyholder’s own property. Typical provisions could include direct physical loss or damage and the damage must be done to the described property that is listed on a schedule included in the policy. Unfortunately the law is far from uniform and there is not a lot of consistency and carrying results are common.

Runtime: 57 minutes



Paul Walker-Bright

Paul Walker-Bright

Reed Smith LLP

  • Partner in the Chicago office of Reed Smith, LLP in the Insurance Recovery Group, named by US News – Best Lawyers as the Law Firm of the Year for Insurance Law in 2017
  • Ranked in Chambers USA: America’s Leading Lawyers for Business (2007-2017) in Insurance Recovery
  • Co-chair of the Property Insurance Subcommittee of the Insurance Coverage Litigation Committee of the American Bar Association Section of Litigation
  • Co-author of Chapter 45 of NEW APPLEMAN ON INSURANCE LAW LIBRARY EDITION: & “Additional and Supplemental Coverages”
  • Represents and advises a large retail company and a major oil and gas company on all aspects of their insurance coverage programs, including first-party property insurance

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