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Loan Modification Fundamentals


Learn how to differentiate between loan modification and forbearance agreements to ensure the best option for your clients.

Borrowers may encounter a temporary hardship that may prevent them from remaining current on their mortgage loan and making payments on a timely basis. When contacted by a borrower for assistance, a forbearance agreement may be the solution to their problem. This live webinar will provide insight to the person negotiating or drafting forbearance agreements on behalf of creditors as to what provisions should be included in forbearance agreements. This presentation will critically look into avoiding loss of priority, the statute of limitations issues, and litigation, or should a borrower default after entering into the forbearance agreement.



Nicholas Perciballi

Nicholas Perciballi

Roach & Lin, P.C.

Nicholas E. Perciballi, Esq.

  • Partner of Roach & Lin, P.C.
  • Over 15 years of experience in Mortgage Default Servicing, in both small and large firm settings representing many of the largest lenders/servicers in the industry
  • Practices in all areas of Mortgage Default Servicing, including foreclosure, loss mitigation, bankruptcy, litigation, evictions and REO sales throughout the entire State of New York
  • Membership information – New York City Bar Association (Member, Mortgage Foreclosure Task Force Committee- 2019 to present)
  • J.D. degree, Thomas M. Cooley Law School
  • B.B.A. degree, Finance, Hofstra University
  • Can be contacted at [email protected] or 516-938-3100 Ext 208

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