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Insurance Coverage for Damage Caused by Hurricanes and Other Natural Disasters


Hurricanes and other natural disasters cause significant damage -- understand insurance coverage options and insurance related disputes.

In light of the recent losses arising from Hurricane Ian and other natural disasters, this presentation seeks to provide professionals from various industries--including hotel and hospitality, health care, retail, food and beverage, legal, risk management, and anyone adversely impacted by the recent disasters or those in the insurance market--with the knowledge and guidance to navigate insurance for a natural disaster: from policy procurement to claim resolution.



Kevin B. Dreher

Kevin B. Dreher

Barnes & Thornburg LLP

  • Partner, Barnes & Thornburg LLP, co-chair of Insurance Recovery Practice
  • Litigator and trial lawyer focusing on insurance recovery on behalf of policyholders, complex commercial litigation, and dispute-related counseling
  • Has represented policyholders and recovered hundreds of millions of dollars in a wide range of insurance coverage disputes, including long-tail environmental, toxic tort, and asbestos claims under general liability policies; claims for media liability and PAIL coverage; losses stemming from natural and man-made disasters and COVID-19 under first-party and business interruption insurance; securities and fiduciary duty claims triggering D&O liability coverage and professional liability insurance; and losses under ocean cargo marine and storage policies
  • Can be contacted at [email protected] or 312-214-8308
Caroline M. Upton

Caroline M. Upton

Barnes & Thornburg LLP

  • Of counsel in the Insurance Recovery Group in Barnes & Thornburg LLP’s Chicago Office
  • Represents corporate policyholders at all stages of the insurance recovery process, from insurance counseling to coverage disputes and litigation
  • Assists clients in a wide range of insurance coverage areas, including general liability and business risks, cargo and marine claims, first-party property and business interruption rise, product liability, Bermuda Form claims, and more
  • Experience handling coverage disputes with major U.S., London, and Bermuda market insurers, and in jurisdictions across the United States
  • J.D. degree, University of Illinois College of Law; B.A. degree, Allegheny College
  • Can be contacted at 312-214-8830 or [email protected]
Haley A. Hinton

Haley A. Hinton

Barnes & Thornburg LLP

  • Associate in the Insurance Recovery Group of Barnes & Thornburg LLP in Chicago
  • Represents manufacturers, national sports teams and leagues, and policyholders with claims related to mergers and acquisitions, under representations, and warranties policies
  • Represents companies with loss related to cybercrime under cyber liability coverage, long-tail environmental and toxic tort claims under general liability policies, including companies with loss related to COVID-19, natural disaster under first-party and business interruption insurance, and companies with loss under ocean cargo marine and storage policies
  • Unique insurance experience
  • Served as a legal and legislative intern at the Connecticut Department of Insurance
  • Served as an intern for a major insurer and as a summer associate at an insurance defense firm

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