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13 Slides available anytime
  • 13 Slides

How to Draft a Credit Memorandum

 
Learn the in’s and out’s of drafting an effective credit memorandum for a commercial loan.

This on-demand webinar covers the basics of how to draft a credit memorandum that can be used to effectively underwrite a commercial loan and/or approve a trade credit relationship.
The on-demand webinar will begin with a brief overview of credit memorandums including types, styles, and necessary component parts (contact and relationship information, financial analysis, management review, and risk assessment/mitigation). The financial analysis section will include an overview of liquidity, activity, leverage, operating performance, and cash flow analysis. Additionally, the use of the Z-score (bankruptcy predictor) will be discussed. The on-demand webinar will also cover some additional important memorandum items including assessing the company’s strategic plan- marketing, financing, and management. The on-demand webinar concepts will be reinforced through the review of a standard credit memorandum.