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Dischargeable and Non-Dischargeable Debts in Bankruptcies


Learn to identify when a debt may be subject to a dischargeability challenge and how to prosecute or defend such a challenge.

This topic will focus on the procedural and legal aspects of discharge and non-dischargeable matters in bankruptcy. The panel will discuss discharge under each chapter of bankruptcy and its requirements. The material will also review exceptions to discharge, especially those that a debtor and creditor will most likely encounter. While there are many exceptions to discharge under the bankruptcy code, some are more common than others. How is a debt determined non-dischargeable? What is the bankruptcy procedure for objecting to discharge? Who has the burden of proof in these actions? Ultimately, what happens after discharge is entered? These are the issues and topics that will be discussed by our panel in depth.



Keri P. Ebeck

Keri P. Ebeck

Bernstein-Burkley, P.C.

  • Partner-in-charge of the Bankruptcy Practice Group at Bernstein-Burkley, P.C.
  • Practice focuses primarily on consumer and commercial bankruptcy for creditors
  • Conducts regular seminars, live webinars, and workshops on bankruptcy on a national level
  • Represents creditors nationally and is admitted to practice in Pennsylvania, New Jersey, Northern District of Ohio, all four districts of Texas, Southern and Northern Districts of Indiana, Third Circuit Court of Appeals, and the U.S. Supreme Court
  • Treasurer of the Allegheny County Bar Association, past chair of the Bankruptcy and Commercial Law Section of the Allegheny County Bar Association, current vice-chair of the Finance Committee of Allegheny County Bar Association, current vice-chair of the Investment Committee of the Allegheny County Bar Association, Bankruptcy Group Chair of American Legal & Financial Network (ALFN), Bankruptcy and Women in Legal Leadership committees, member of Legal League 100, member of Turnaround Management Association, finance chair of Judith K. Fitzgerald Bankruptcy Inns of Court
  • Can be contacted at [email protected] or 412-456-8112
Nicole Mariani Noel

Nicole Mariani Noel

Kass Shuler, P.A.

  • Shareholder and Bankruptcy Partner at Kass Shuler, PA
  • Heads the bankruptcy practice group and handles cases throughout Florida, including the Northern, Middle, and Southern districts, as well as District of Colorado, Eastern and Southern District of Texas, all three Districts in Tennessee, and Northern and Southern District of Illinois
  • Practices in the fields of bankruptcy, creditors’ rights and insolvency, real estate, consumer and business litigation
  • Adjunct professor at Stetson University College of Law, St. Petersburg College, and Hillsborough Community College, teaching bankruptcy, real property finance, business law and civil litigation
  • Authored a chapter on bankruptcy in Florida Foreclosure Law published by Fastcase
  • Secretary for the Tampa Bay Bankruptcy Bar for the 2022–2023 Bar year
  • Formerly chaired the Bankruptcy Practice Group for the American Legal and Financial Network (ALFN) and the Case Law Update Subcommittee for the Real Property Finance and Lending Committee of the Real Property Probate and Trust Law Section of the Florida Bar
  • Participated in the 2016 Next Generation program held by the Bankruptcy Judges during the National Conference of Bankruptcy Judges (NCBJ)
  • Named one of ALFN’s Junior Professionals and Executives Group (JPEG)’s stand-out young professional to watch in 2016
  • Can be contacted at [email protected] or 813-229-0900, ext. 1343

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