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Defined Contribution Health Plan Update


Gain an understanding of the different spending accounts and which one is compliant and best for your organization.

Consumer Directed Health Care plans are becoming more prevalent in the group health care market, spreading into the individual health care market as well. Over the past few years there have been several variations of spending accounts that can be made available to an employer's employee group. The rules and types of plans can quickly become confusing and wrong decisions made unless there is an understanding of the types of spending accounts and what can and cannot be implemented. Once that decision is made, communicating the plans to a group of employees can become complex and hard to communicate in a way that is acceptable to a group of employees. The goal of this topic is to help sort through the options and apply them to your organization.



David K. Young, MPA, CEBS

David K. Young, MPA, CEBS

David K. Young Consulting, LLC

  • Owner and founder of David K. Young Consulting, LLC (DKYC)
  • DKYC has been providing consulting, implementation, and administration of all types of CDHPs since 1992
  • Has been communicating and enrolling employees into CDHPs since 1987 when Flexible Spending Accounts first became popular
  • Member of International Society of Certified Employee Benefit Specialists; member of SHRM
  • B.A. and M.P.A. degrees
  • Can be contacted at 210-558-0999 or [email protected]
Holly Kalmer

Holly Kalmer

David K. Young Consulting, LLC

  • Operations and accounting at David K. Young Consulting, LLC (DKYC)
  • Qualified 401(k) Administrator (QKA) - ASPPA
  • Member of the International Society of Certified Employee Benefit Specialist
  • Member of ASPPA
  • Over 8 years of retirement plan administration experience
  • M.A. degree, University of Delaware; B.A. degree, Baylor University; Certified Employee Benefit Specialist (CEBS) - Wharton School of the University of Pennsylvania & IFEBP

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