Report

Title Examination Process

 

Neglecting to investigate the title can lead to a host of problems.

Prospective purchasers and lenders that neglect to investigate the title and timely negotiate the release of encumbrances are exposed to a host of otherwise unknowable matters.  A basic premise of the recording system is that purchasers are charged with notice of liens against the title that were duly recorded, though the purchaser knew nothing about them at the time of purchase.  In addition, statutory liens, tax liens and judgment liens constitute liens against real property regardless of the purchaser’s actual knowledge.