Richard J. Andreano
Attorney at Ballard Spahr LLP
Washington, District Of Columbia
Richard is a partner and practice leader of the mortgage banking group at Ballard Spahr LLP. He wrote “MBA Compliance Essentials Loan Originator Compensation Resource Guide™, published by the Mortgage Bankers Association. Richard was also Editor-in-Chief, Mortgage Finance Regulation Answer Book 2011 to 2012, published by the Practising Law Institute. He wrote chapters on the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Home Mortgage Disclosure Act, and the Real Estate Settlement Procedures Act; and co-wrote the Equal Credit Opportunity Act and Truth in Lending Act chapters. He counsels clients on residential mortgage regulatory matters, including ability to repay, TILA/RESPA integrated disclosure (TRID) rule, CFPB supervision and examination, UDAAP and other Dodd-Frank matters. He’s a frequent speaker and writer on mortgage industry issues.