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Live Webinar

90-minute live streaming program
  • April 25
  • 1:00 - 2:30 pm EST

Federal Requirements for Withholding for Ordinary Garnishment and Support

April 25

Failure to follow garnishment laws can be very costly for employers - make sure you are in compliance.

Employers are responsible for correctly handling every type of garnishment (wage attachment) received by their organization. This topic is limited to following federal laws and regulations as they relate to ordinary garnishment and support such as creditor garnishment, student loans, nontax federal garnishments and support. Employers must integrate laws that identify requirements for withholding when there are more than one type of debts or more than one debt for the same type of debt. Federal laws such as the Consumer Credit Protect Act (CCPA) are the umbrella providing basic protections to the employee. Other federal and state laws expand on basic requirements. Many of those laws are carried through to state laws, but sometimes state laws may not be in sync. It is the employers' responsibility to understand which is correct. Businesses are finding the total number of debts they process are increasing, even though creditor garnishment is decreasing slightly. The number of Federal agencies that use the Debt Collection Improvement Act to implement nontax garnishments increases each year. Employers now collect 75% of all support collected in the U.S. More states use garnishment to collect for overpayments of state issued benefits such as unemployment insurance. Failing to follow the law can be costly to the employer.

Learning Objectives

- You will be able to review the Consumer Credit Protection Act.

- You will be able to discuss the significant federal laws involving ordinary garnishment.

- You will be able to recognize significant federal laws involving support.

- You will be able to describe examples demonstrating federal requirements.

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Why Lorman?

Over 31 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

Agenda

Consumer Credit Protection Act
  • Type of Garnishment
    • Ordinary Garnishment
    • Support
  • Definitions/Requirements
    • Earnings
    • Disposable Earnings
    • Withholding Limit(s)
    • Protection From Termination of Employment
Significant Federal Laws Involving Ordinary Garnishment
  • Higher Education Act
  • Debt Collection Improvement Act
Significant Federal Laws Involving Support
  • Child Support Enforcement Amendments of 1984
  • Family Support Act of 1988
  • Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA)
    • Uniform Interstate Family Support Act (UIFSA) 1996 Updated 2008
Examples Demonstrating Federal Requirements
  • Single Credtor Debt Garnishment
  • Multiple Debts Involving Ordinary Garnishment Types
  • Multiple Debts for Support
  • Support and Student Loan
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Why Lorman?

Over 31 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

Credits

Live Webinar Registration

  • AIPB 1.5
     
  • This program is acceptable for 1.5 CPEC(s) towards the CB designation through the American Institute of Professional Bookkeepers (AIPB).
     
  • AR CLE 1.5
     
  • This course has been approved for 1.5 hours of CLE by the Arkansas CLE Board.
     
  • Arizona CLE 1.5
     
  • The State Bar of Arizona does not approve or accredit CLE activities for the Mandatory Continuing Legal Education requirement. This activity may qualify for up to 1.5 hours toward your annual CLE requirement for the State Bar of Arizona.
     
  • CA MCLE 1.5
     
  • Lorman Business Center, Inc. is a State Bar of California approved MCLE sponsor and this course qualifies for 1.5 CLE hours of participatory credit.
     
  • CO CLE 2.0
     
  • This program may qualify for 2.0 credit hours through the Colorado Supreme Court Board of Continuing Legal and Judicial Education through reciprocity. This course is accredited in other jurisdictions such as New Jersey. To receive CLE credit for this program, a home study affidavit must be submitted to the Supreme Court Board of Continuing Legal and Judicial Education.
     
  • CT CLE 1.5
     
  • Neither the Connecticut Judicial Branch nor the Commission on Minimum Continuing Legal Education approve or accredit CLE providers or activities. This course has been approved for CLE credit in jurisdictions aside from CT and therefore it automatically meets the content and delivery requirements in Connecticut. Credit is based on a 60 minute credit hour and shall be awarded as follows: 1.5 CLE credit(s).
     
  • GA CLE 1.5
     
  • This program has been approved by the Georgia Commission on Continuing Lawyer Competency for 1.5 CLE hours.
     
  • HI CLE 1.5
     
  • This program was approved by the Hawaii State Board of Continuing Legal Education for 1.5 CLE credit hours.
     
  • IL CLE 1.5
     
  • This course was approved for a total of 1.5 hours of MCLE Credit by the Illinois MCLE Board.
     
  • ME CLE 1.5
     
  • This course has been approved by the State of Maine Board of Overseers of the Bar. Lawyers who complete this course shall receive 1.5 hours of CLE credit under M. Bar R. 12.
     
  • MS CLE 1.5
     
  • This program has been approved by the Mississippi Commission on Continuing Legal Education for a maximum of 1.5 credit hours.
     
  • MT CLE 1.5
     
  • This program has been approved by the Montana Commission of Continuing Legal Education for a total of 1.5 CLE credits.
     
  • NH MCLE 1.5
     
  • NH MCLE does not approve or accredit CLE activities for the NH Minimum CLE requirement. Lorman Education Services believes this course meets the requirement of NH Supreme Court Rule 53 and may qualify for CLE credit(s). Program Length: 90 Minutes.
     
  • NJ CLE 1.8
     
  • This program has been approved by the Board on Continuing Legal Education of the Supreme Court of New Jersey for 1.8 hours of total CLE credit.
     
  • NV CLE 1.5
     
  • This program has been approved by the Nevada Board of Continuing Legal Education for 1.5 CLE hours.
     
  • PA CLE 1.5
     
  • This Distance Learning program has been approved by the Pennsylvania Continuing Legal Education Board for 1.5 hours of substantive law, practice and procedure CLE credit.
     
  • RI CLE 1.5
     
  • This program has been approved by the Rhode Island Mandatory Continuing Legal Education Commission for 1.5 hours of CLE credit.
     
  • TN CLE 1.5
     
  • This program has been approved as a distance learning format by the Tennessee Commission on Continuing Legal Education for a maximum of 1.5 hours of credit.
     
  • VT CLE 1.5
     
  • This program has been approved by the Mandatory Continuing Legal Education Board of Vermont for 1.5 hours of CLE credit.
     
  • WA CLE 1.5
     
  • This program has been approved by the Washington State Board of Continuing Legal Education for 1.5 hours of Law & Legal Procedure credit.
     
  • WI CLE 1.5
     
  • This program has been approved by the Board of Bar Examiners for 1.5 hours for use toward the Wisconsin Mandatory CLE requirement.
     
  • WV MCLE 1.8
     
  • This program has been approved by the West Virginia State Bar MCLE Commission for 1.8 MCLE hours.
     
  • HR Certification Institute 1.5
     
  • This program has been approved for 1.5 recertification credit hours toward general recertification through the HR Certification Institute. For more information about certification or recertification, please visit the HR Certification Institute website at www.hrci.org.
     
  • SHRM 1.5
     
  • Lorman Education Services is recognized by SHRM to offer Professional Development Credits (PDCs) for the SHRM-CPSM or SHRM-SCPSM. This program is valid for 1.5 PDC(s) for the SHRM-CP or SHRM-SCP. Please note: This program is considered self-paced. There is a 30 PDC maximum for self-paced programs. For more information about certification or recertification, please visit www.shrmcertification.org.
     
  • CPE 1.8 including Personnel/HR 1.8
     
  • Lorman Education Services is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its web site: https://www.nasbaregistry.org/cpas/complaints. For more information regarding administrative policies such as complaint and refund, please contact our offices at 866-352-9539. CPE Credit: Maximum Credit Hours: 1.8 each session (based on a 50 minute credit hour). You must attend at least 50 minutes to obtain credit. Field of Study: Personnel/HR for 1.8 hours. Prerequisite: basic knowledge of processing payroll. Level of Knowledge: Intermediate. Teaching Method: Seminar/Lecture. Advance Preparation: None. Delivery Method: Group Internet Based. Please refer to the information in this brochure for outline, course content and objectives. Upon completion of this course, you will receive a certificate of attendance. Final approval of a course for CPE credit belongs with each state's regulatory board. Please note: In order to receive CPE credit for this course you MUST use the streaming audio option, as well as enable and complete the required progress checks.
     
  • Lorman Business Center, Inc. is a registered provider for CPA CPE through the State Education Department of New York, Sponsor number: 000640. The following course will carry the subject area of Advisory Services for 1.5 hours.
     
  • Lorman Business Center, Inc. has registered with the Texas State Board of Public Accountancy as a CPE Sponsor. This registration does not constitute an endorsement by the Board as to the quality of our CPE Program. This program qualifies for 1.8 hours of continuing professional education.
     

Who should attend?

This live webinar is designed for human resource managers, payroll managers, benefits managers, accountants, business and office managers, controllers, CFOs, bookkeepers and attorneys.

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Why Lorman?

Over 31 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

Faculty

Amorette Nelson Bryant

Amorette Nelson Bryant

ABryant Consulting

  • Principal ABryant Consulting
  • Recognized Wage Garnishment Subject Matter Expert within the payroll industry
  • Author of the Complete Guide to Federal and State Garnishment, 2018 Edition, Wolters Kluwer Publishers
  • Contributor to the Payroll Answer Book and California Payroll Guide, Wolters Kluwer publishers
  • Develops and conducts webinars for nationally recognized supporters of the payroll industry
  • Consulted with federal Office of Child Support and participated in creating employer training following Welfare Reform Legislation Co-author of Child Support Desktop Guide published by the federal Office of Management and Budget (out of print)
  • Provides training, procedures and research for large employers, third party processors and software vendors
  • Member of the American Payroll Association; twice chair and active member of the APA GATF Child Support and Garnishment Subcommittee
  • Co-founder of the Portland, OR Chapter American Payroll Association and the Texas Payroll Conference
  • Can be contacted at 713-302-4658 or [email protected]
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Why Lorman?

Over 31 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

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Product ID: 400753
Published 2018
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