Failing to address the significant industry changes exposes organizations to enforcement activities, examination problems, and/or private litigations or complaints.
The pace of mortgage industry regulation from Washington and state agencies is significant, and the compliance demands on bank and non-bank industry participants continue to grow. There are so many rules and regulations promulgated by consumer protection and prudential regulators that require organizations to update their policies and procedures. Moreover, the enforcement activities generate important lessons that are not distilled for industry participants in a meaningful way. This topic helps organizations involved in mortgage lending and servicing activities to ensure that regulatory guidance from 2015 is part of their compliance program. To the extent that institutional policies and procedures need to be updated to incorporate industry regulations and guidance, this topic will provide participants with the checklist for doing so. This information will enable you to get off to a strong compliance start for the year ahead.
More Program Information
Why Lorman?
Over 34 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
Agenda
Mortgage Origination Compliance
- Overview of Rule Changes
- TILA-RESPA Integrated Disclosure - Enterprise-Wide Changes and Challenges
- Marketing Services Agreements
- HMDA Regulation C Updates
- Mortgage Loan Originator Management and Compensation
- UDAAP Update and Lessons
Mortgage Servicing Compliance
- Loss Mitigation Updates
- Vendor Management Focus
- Lender-Placed and Flood Insurance
Additional Compliance Considerations
- CFPB Complaint Database
- Data Security and Breach Concerns
- Debt Collection
More Program Information
Why Lorman?
Over 34 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
Credits
OnDemand Course
This course was last revised on January 29, 2016.
Call 1-866-352-9540 for further credit information.
This program does NOT qualify, nor meet the National Standard for NASBA accreditation.
More Program Information
Why Lorman?
Over 34 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
Faculty
R. Scott Adams
Spilman Thomas & Battle, PLLC
- Partner in the office of Spilman Thomas & Battle, PLLC in Winston-Salem, NC and Charleston, WV
- Practice emphasizes all aspects of consumer financial services regulatory compliance and litigation
- Conducts regular seminars and workshops on numerous bank regulatory and consumer lending issues and best practices
- Wrote several publications related to CFPB developments, state attorney general enforcement activity, and a blog focused on mortgage lending and consumer compliance
- North Carolina, West Virginia and Washington D.C. Bar Associations; ABA Consumer Financial Services Committee; DRI Commercial Litigation Committee; Mortgage Bankers Association; others
- Colgate University and West Virginia University College of Law
- Can be contacted at 336-631-1055, [email protected] and @RScottAdamsNC
More Program Information
Why Lorman?
Over 34 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

All of your training, right here at Lorman.
Pay once and get a full year of unlimited training in any format, any time!
- Live Webinars
- OnDemand Webinars
- MP3 Downloads
- Course Manuals
- Audio Recordings*
- Executive Reports
- White Papers and Articles
- Sponsored Live Webinars
Additional benefits include:
- State Specific Credit Tracker
- Members Only Newsletter
- All-Access Pass Course Concierge
* For audio recordings you only pay shipping
Questions? Call 877-296-2169 to speak with a real person.
Access to all training products for one year
$699/year
Unlimited Lorman Training
With the All-Access Pass there is no guessing what you will need for your yearly training budget. $699 will cover all of your training needs for an entire year!
Easy Registrations
Once you purchase your All-Access Pass you will never be any further than one-click away from attending any Lorman training course.
Invest in Yourself
You haven't gotten to where you are professionally by luck alone; it's taken a lot of hard work and training. Invest in yourself with the All-Access Pass.