Learn how banks make credit decisions based on the five (5) C's of credit- capacity (cash flow), capital (debt to equity), collateral (assets pledged), conditions (economic influence), and character (willingness to repay).
The material will cover the basics of the three (3) main areas of lending- consumer, mortgage, and commercial lending. Each of the three areas will be illustrated with real life 'case studies' including cash flow analysis. You will also be exposed to loan structure, loan support, and documentation issues and how you are an intricate part of the lending process. Additionally, the basics of loan compliance will be provided including Reg B, Z, TRID, BSA, and Fair Credit Reporting.
Credit
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Why Lorman?
Over 33 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
Agenda
Gain an Understanding of How Banks Make Lending Decisions Based on the Five (5) C's of Credit
Learn About the Three (3) Main Areas of Lending
Apply the Three Areas to Individual "Case Studies" Including Cash Flow Analysis
Review the Basics of Loan Structure, Loan Support, Documentation, and Loan Compliance
Credit
More Program Information
Why Lorman?
Over 33 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
Credits
OnDemand Course
This course was last revised on September 17, 2018.
Call 1-866-352-9540 for further credit information.
- WA CLE 1.5
- This program has been approved by the Washington State Board of Continuing Legal Education for 1.5 hours of A/V credit under the Law & Legal Procedure category.
To earn each credit Lorman offers through the OnDemand learning platform, you need to watch 100% of the program. Also, for certain credits you will need to fulfill additional requirements which will be displayed on the "credits" tab when viewing the course.
This program does NOT qualify, nor meet the National Standard for NASBA accreditation.
Credit
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Why Lorman?
Over 33 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
Faculty
David L. Osburn, M.B.A., CCRA
Osburn & Associates, LLC
- Founder and managing member of Osburn & Associates, LLC
- Practice emphasizes business training and contract CFO work
- Conducts regular seminars, webinars, and keynote speeches covering banking, financing, credit, negotiation skills, marketing, management, and customized topics
- National Association of Credit Management (NACM); Credential-Certified Credit & Risk Analyst (CCRA)
- M.B.A. degree in finance and marketing; B.S. degree in finance; ABA National Commercial Lending School
- Can be contacted at 702-655-1187, [email protected] or www.dlosburn.com
Credit
More Program Information
Why Lorman?
Over 33 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
All of your training, right here at Lorman.
Pay once and get a full year of unlimited training in any format, any time!
- Live Webinars
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- Course Manuals
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- Executive Reports
- White Papers and Articles
- Sponsored Live Webinars
Additional benefits include:
- State Specific Credit Tracker
- Members Only Newsletter
- All-Access Pass Course Concierge
* For audio recordings you only pay shipping
Questions? Call 877-296-2169 to speak with a real person.
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