AI compliance clarity, reduced risk, stronger defensible decisions.
AI-driven underwriting, credit reporting, and account management systems are rapidly being integrated into core financial operations. However, many organizations are relying on automated outputs without fully understanding how these systems are evaluated under existing legal standards. This disconnect creates significant risk—ranging from compliance gaps and flawed credit decisions to documentation deficiencies and increased exposure to regulatory scrutiny and litigation. This course delivers a practical, legally grounded framework that translates AI and automation into established compliance and risk management standards. Attendees will learn how to evaluate automated decisioning systems through the lens of accuracy, reasonable procedures, and defensible documentation, while identifying where breakdowns occur in real-world workflows. By aligning regulatory expectations with underwriting, credit analysis, and operational processes, participants will leave equipped to strengthen internal controls, improve decision quality, and confidently manage AI-driven systems in a manner that protects both performance and compliance.
Learning Objectives
- You will be able to define the role of artificial intelligence and automated decisioning systems within the consumer credit ecosystem, and how these technologies fall within the scope of the Fair Credit Reporting Act (FCRA)
- You will be able to explain how traditional legal standards-including accuracy, reasonable procedures, and reinvestigation requirements-apply within AI-driven credit reporting and automated decisioning environments.
- You will be able to identify key compliance risks and liability exposure points created by algorithmic data processing, automated reporting, and AI-generated consumer communications.
- You will be able to recognize operational and documentation failures in automated systems that may give rise to regulatory enforcement actions or litigation exposure.
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Why Lorman?
Over 39 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
Agenda
| The Regulatory Backdrop | |
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| FCRA Framework Applied to AI Systems | |
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| FDCPA Considerations in Automated Communications | |
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| Exposure Points and Case-Based Scenarios | |
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| Risk Mitigation and Best Practices | |
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Credit
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Why Lorman?
Over 39 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
Credits
Live Webinar Registration
- AR CLE 1.0
- This course has been approved for 1.0 hour(s) of CLE by the Arkansas CLE Board.
- Arizona CLE 1.0
- The State Bar of Arizona does not approve or accredit CLE activities for the Mandatory Continuing Legal Education requirement. This activity may qualify for up to 1.0 hour(s) toward your annual CLE requirement for the State Bar of Arizona.
- CA MCLE 1.0
- Lorman Education Services/Noggin Guru is a State Bar of California approved MCLE sponsor and this course qualifies for 1.0 CLE hour(s) of participatory credit.
- CT CLE 1.0
- Neither the Connecticut Judicial Branch nor the Commission on Minimum Continuing Legal Education approve or accredit CLE providers or activities. This course has been approved for CLE credit in jurisdictions aside from CT and therefore it automatically meets the content and delivery requirements in Connecticut. Credit is based on a 60 minute credit hour and shall be awarded as follows: 1.0 CLE credit(s).
- HI CLE 1.0
- This program was approved by the Hawaii State Board of Continuing Legal Education for 1.0 CLE credit hour(s).
- MN CLE 1.0
- This program has been approved by the Minnesota Board of Continuing Legal Education for 1.0 hour(s) of credit.
- NH MCLE 1.0
- NH MCLE does not approve or accredit CLE activities for the NH Minimum CLE requirement. Lorman Education Services/Noggin Guru believes this course meets the requirement of NH Supreme Court Rule 53 and may qualify for CLE credit(s). Program Length: 60 Minutes.
- NJ CLE 1.3
- This program has been approved by the Board on Continuing Legal Education of the Supreme Court of New Jersey for 1.3 hour(s) of total CLE credit.
- PA CLE 1.0
- This Distance Learning program has been approved by the Pennsylvania Continuing Legal Education Board for 1.0 hour(s) of substantive law, practice and procedure CLE credit.
- VT CLE 1.0
- This program has been approved by the Mandatory Continuing Legal Education Board of Vermont for 1.0 hour(s) of CLE credit.
- WI CLE 1.0
- This program has been approved by the Board of Bar Examiners for 1.0 hour(s) for use toward the Wisconsin Mandatory CLE requirement.
- WV MCLE 1.3
- This program has been approved by the West Virginia State Bar MCLE Commission for 1.3 MCLE hour(s).
CPE 1.2 including Specialized Knowledge 1.2
- Noggin Guru, Inc. dba Lorman Education Services and BankersHub is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its web site: www.nasbaregistry.org. For more information regarding administrative policies such as complaint and refund, please contact our offices at 866-352-9539. CPE Credit: Maximum Credit Hours: 1.2 each session (based on a 50 minute credit hour). You must attend at least 50 minutes to obtain credit. Field of Study: Specialized Knowledge for 1.2 hours. Prerequisite: . Level of Knowledge: Intermediate. Teaching Method: Seminar/Lecture. Advance Preparation: None. Delivery Method: Group Internet Based. Please refer to the information in this brochure for outline, course content and objectives. Upon completion of this course, you will receive a certificate of attendance. Final approval of a course for CPE credit belongs with each state's regulatory board.
Please note: In order to receive CPE credit for this course you MUST use the streaming audio option, as well as enable and complete the required progress checks.
Who should attend?
This live webinar is designed for credit analysts, loan officers, attorneys, vice presidents, branch managers, mortgage brokers, loan department personnel and accountants.
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Credit
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Why Lorman?
Over 39 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
Faculty
Tim Sanders
Credit Repair of Florida
Timothy Sanders
- Founder and president of Credit Repair of Florida
- NACSO Certified Credit Specialist
- Published author of Understanding Your Credit Score
- Seminar speaker and Freddie Mac CreditSmart certified trainer
- Member of the National Association of Credit Service Organizations, National Association of Realtors, Mortgage Bankers Association, National Association of Real Estate Brokers, and UF/IFAS Extension Advisory Committee
- B.A. Degree, University of Central Florida
- Can be contacted at [email protected] or 407-734-3426
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Credit
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Why Lorman?
Over 39 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.
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