Learn about the fundamentals of pre-bankruptcy repossession.
In order to repossess collateral, a creditor must have a perfected security interest in the property. A security interest is created when the lien is established by a security agreement and perfected. In real estate, a mortgage is filed when the real estate records. For a vehicle, the parties register the lien by titling the motor vehicle at the State’s Department of Motor Vehicles. For most other collateral, a UCC filing would be necessary. This white paper reviews the importance of following Article 9 of the UCC code.
Agenda
Faculty
Lynda L. Laing
Strauss Factor Laing & Lyons
- Partner at Strasss Factor Laing & Lyons
- Practice areas include creditor rights and bankruptcy
- Regular speaker in the area of creditor rights
- J.D. degree, Case Western Reserve University; B.A. degree, Albion College
- Can be contacted at [email protected] or 401-456-0700
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