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Using Self-Insured Retentions, Other Insurance and Deductibles to Insure Emerging Risks


Gain an understanding of self-insured retentions, third-party coverages, and limits to obtain appropriate protection at a reasonable cost.

Policyholders considering their options in a tightening insurance market with higher premiums and fewer insurance markets will benefit from this material. Beyond considering what additional risks policyholders may wish to absorb to limit the increases in premiums they face, this topic will explain the benefits and pitfalls of fronting policies, captive insurance companies with access to the reinsurance market, and maximizing their benefits as additional insureds under other parties' insurance. Benefits and risks of each option will be explored. We also will address incident management and reporting so that pitfalls may be avoided. Risk managers, insurance directors and counsel will gain insight useful in the current insurance market.



Robert M. Horkovich, Esq.

Robert M. Horkovich, Esq.

Anderson Kill P.C.

  • Managing shareholder of Anderson Kill P.C., a national policyholder law firm
  • Recovered more than $5 billion from insurance companies for policyholders since 1989
  • Trial counsel for the State of California for insurance recovery for the Stringfellow Acid Pits
  • Engaged on several significant projects by the United Nations as its general insurance counsel
  • The go-to person in the area of insurance recovery, according to a client cited by Chambers USA, which has recognized him as a leading insurance recovery attorney every year since 2005
  • Achieved the highest rating with Martindale-Hubbell Law Directory
  • Can be contacted at 212-278-1322 or [email protected]

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