David King
Director at Navigant Consulting, Inc
Houston, Texas
David King is a Director in the Consumer Finance practice at Navigant, based out of the Houston, TX office. David has extensive project management and consulting experience across a wide variety of financial service functions. Recently, he has focused on residential mortgages and auto lending products including topics such as risk management, compliance, data extraction and analysis, systems integration, systems development, and document management.
David has been heavily involved in the development of various Navigant tools, including our online loan review tool and suite of Fair Credit Reporting Act (“FCRA”) modules. He has also conducted a significant number of current state assessments related to FCRA.
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David has been heavily involved in the development of various Navigant tools, including our online loan review tool and suite of Fair Credit Reporting Act (“FCRA”) modules. He has also conducted a significant number of current state assessments related to FCRA.
Read more
David King is a Director in the Consumer Finance practice at Navigant, based out of the Houston, TX office. David has extensive project management and consulting experience across a wide variety of financial service functions. Recently, he has focused on residential mortgages and auto lending products including topics such as risk management, compliance, data extraction and analysis, systems integration, systems development, and document management.
David has been heavily involved in the development of various Navigant tools, including our online loan review tool and suite of Fair Credit Reporting Act (“FCRA”) modules. He has also conducted a significant number of current state assessments related to FCRA.
A Certified Fraud Examiner, David has been a team leader and / or project manager for compliance reviews, regulatory inquiries and risk assessments for companies with operations throughout the globe. Furthermore, he also has wide-ranging commercial litigation experience managing and administering large data sets involving fraud, breaches of contract, solvency, and intellectual property matters.
Areas of Expertise:
• Compliance: Leader of compliance reviews, Independent Consultant Consent Orders, risk assessments and other compliance initiatives within the consumer finance industry. Areas include regulations enforced by the CFPB, FTC, OCC, FRB, and/or DOJ covering regulations such as FCRA, TRID/TILA-RESPA, SCRA, FCPA, and the NMS. Responsible for communicating opinions and recommendations to senior executives, regulators, board members and other key stakeholders.
• Fair Credit Reporting Act / Metro 2: FCRA assessments include reviews of policies and procedures pertaining to disputes, furnishing and usage, an evaluation of Metro 2® files submitted by clients to the Credit Reporting Agencies, the testing of tradelines and subsequent risk ranking of any potential issues identified. Responsible for supervising the teams acting as the Independent Consultant in consent orders issued by the Consumer Financial Protection Bureau (“CFPB”) related to FCRA. Assist clients with remediation via system enhancements or business process changes, incorporating executive dashboards and e-OSCAR reports to ensure a complete feedback loop.
• Data & Systems Integration: Experience includes managing business analysts and software developers, drafting business requirements documentation, reviewing solution design documentation, overseeing version releases, leading user acceptance testing, and soliciting feedback from end users for enhancements.
David has been heavily involved in the development of various Navigant tools, including our online loan review tool and suite of Fair Credit Reporting Act (“FCRA”) modules. He has also conducted a significant number of current state assessments related to FCRA.
A Certified Fraud Examiner, David has been a team leader and / or project manager for compliance reviews, regulatory inquiries and risk assessments for companies with operations throughout the globe. Furthermore, he also has wide-ranging commercial litigation experience managing and administering large data sets involving fraud, breaches of contract, solvency, and intellectual property matters.
Areas of Expertise:
• Compliance: Leader of compliance reviews, Independent Consultant Consent Orders, risk assessments and other compliance initiatives within the consumer finance industry. Areas include regulations enforced by the CFPB, FTC, OCC, FRB, and/or DOJ covering regulations such as FCRA, TRID/TILA-RESPA, SCRA, FCPA, and the NMS. Responsible for communicating opinions and recommendations to senior executives, regulators, board members and other key stakeholders.
• Fair Credit Reporting Act / Metro 2: FCRA assessments include reviews of policies and procedures pertaining to disputes, furnishing and usage, an evaluation of Metro 2® files submitted by clients to the Credit Reporting Agencies, the testing of tradelines and subsequent risk ranking of any potential issues identified. Responsible for supervising the teams acting as the Independent Consultant in consent orders issued by the Consumer Financial Protection Bureau (“CFPB”) related to FCRA. Assist clients with remediation via system enhancements or business process changes, incorporating executive dashboards and e-OSCAR reports to ensure a complete feedback loop.
• Data & Systems Integration: Experience includes managing business analysts and software developers, drafting business requirements documentation, reviewing solution design documentation, overseeing version releases, leading user acceptance testing, and soliciting feedback from end users for enhancements.
