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Exclusions for Property Damage Claims in Construction

Learn how to identify key issues in securing coverage for property damage claims.

Contractors and their lawyers often receive denial letters from insurance companies that include a laundry list of exclusions containing cryptic language and a confusing mix of subparts and exceptions. This topic will help explain the purpose of these exclusions and the often competing ways that courts have interpreted them, and suggest arguments that contractors and their representatives can make as to why exclusions may not apply. You will learn to decipher property damage exclusions and locate potential arguments that could unlock insurance funds for property damage repairs.

87 minutes
Course Exam
Certificate of Completion
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Why Lorman?

Over 37 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

Agenda

Relationship of Exclusions to the Rest of the CGL Policy

  • Coverage Grant vs. Exclusions
  • Burdens of Proof

The Contractual Liability Exclusion

  • The Importance of Assumption
  • Relationship to Indemnity Clauses

The Employer's Liability Exclusion

The J Exclusions

  • Issues With Owned Property and Alienated Premises
  • The Importance of That Particular Part
  • Interplay Between j(6) and the Subcontractor Exception

The Your Product Exclusion

The Damage to Your Work Exclusion

  • The Importance of the PCOH
  • The Subcontractor Exception and Endorsements Removing It

The Impaired Property Exclusion

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Why Lorman?

Over 37 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

Credits

OnDemand Course

This course was last revised on August 1, 2019.

Call 1-866-352-9540 for further credit information.

  • ICC 0.15
     
  • Lorman Education Services is an International Code Council Preferred Provider. This event is approved for 0.15 CEU's through ICC.
     

This program does NOT qualify, nor meet the National Standard for NASBA accreditation.

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Why Lorman?

Over 37 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

Faculty

Todd C. Hayes

Todd C. Hayes

Harper Hayes PLLC

  • Member of Harper Hayes, PLLC
  • Practice emphasizes all aspects of insurance coverage, with an emphasis construction and construction defect matters
  • Conducts regular seminars on insurance coverage and bad faith law
  • Editorial board member of the Insurance Litigation Reporter and co-author of the Insurance and Indemnity section of the WSBA Construction Law desk book
  • J.D. degree, University of California, Hastings College of the Law
  • Can be contacted at [email protected] or 206-340-8010
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Why Lorman?

Over 37 years and 1.4 million customers worth of experience providing continuing education. Our passion is providing you world-class training to help you succeed in business and as a professional.

All of your training, right here at Lorman

All of your training, right here at Lorman.

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Product ID: 401785
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